mohitagw15856/financial-model-narrative
skills/financial-model-narrative/SKILL.md
Turn financial model outputs into a clear written narrative. Use when asked to write a financial narrative, explain a financial model, summarise a P&L, or translate spreadsheet numbers into a board-ready story. Produces an executive narrative with key insights, drivers, and forward-looking commentary.
$ install --global
skillsauthnpx skillsauth add mohitagw15856/pm-claude-skills financial-model-narrativeInstall this skill globally with one command. Works with Claude Code, Cursor, and Windsurf.
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SKILL.md
- name:
- financial-model-narrative
- description:
- Turn financial model outputs into a clear written narrative. Use when asked to write a financial narrative, explain a financial model, summarise a P&L, or translate spreadsheet numbers into a board-ready story. Produces an executive narrative with key insights, drivers, and forward-looking commentary.
Financial Model Narrative Skill
Turns financial model outputs into a clear, structured written narrative suitable for board packs, investor updates, or management reporting.
Required Inputs
- Financial data (paste key figures: revenue, costs, margins, EBITDA, cash)
- Period covered (month / quarter / annual / multi-year)
- Audience (board / investors / management / bank / internal)
- Key message (what is the headline story?)
- Actuals vs budget / prior period? (comparison context)
Output Structure
1. Headline Summary
3-5 sentences. The financial story in plain English. Lead with the most important insight — not "revenue was X" but what that figure means.
2. Revenue
- Performance vs prior period / budget
- Key drivers: what caused the movement
- Risks or opportunities in the revenue line
3. Costs and Margins
- Gross margin: % and trend
- Key cost movements and why
- EBITDA performance and drivers
- One-off items clearly flagged
4. Cash and Balance Sheet
- Cash position and movement
- Runway (for startups)
- Key working capital movements
5. Variance Analysis
For each significant variance:
[Line item] — Over/Under by [amount]
- Cause: [Plain English explanation]
- Permanent or temporary? One-time / Structural
- Action being taken: [If applicable]
6. Forward-Looking Commentary
- Expected next period
- Key risks to forecast
- Key opportunities
- Any reforecast or guidance change
Writing Rules
- Never just restate a number — always explain what it means
- Flag variances over 10% automatically
- Use past tense for actuals, conditional for forecast
- One insight per paragraph
Quality Checks
- [ ] Headline summary leads with meaning, not just the number
- [ ] Every significant variance has a cause, permanence, and action
- [ ] Forward-looking commentary includes specific risks and opportunities
- [ ] Audience-appropriate language (board vs investor vs management)
- [ ] One-off items clearly distinguished from recurring items
Example Trigger Phrases
- "Write a financial narrative for these results: [paste numbers]"
- "Turn this P&L into a board narrative"
- "Write the finance section of our board pack"
- "Explain these financial results in plain English"
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