Vero-Ventures/plaid
.claude/skills/plaid/SKILL.md
Interact with Plaid API for bank account verification. Check sandbox status, test Link tokens, inspect items and accounts, and debug bank verification issues. Uses sandbox environment for development.
development
Updated Apr 16, 2026
$ install --global
skillsauthnpx skillsauth add Vero-Ventures/fuzzycat plaidInstall this skill globally with one command. Works with Claude Code, Cursor, and Windsurf.
Security Scan Results
3 of 9 scanners reported clean
Some scanners were skipped, did not run, or reported a non-clean status. Review each row below.
3
Scanners Passed
9
Scanners in report
Clean
TrivyContainer and dependency vulnerability scanner
95%
Clean
SemgrepStatic code analysis for vulnerabilities
95%
Clean
mcp-scan (Snyk)Model Context Protocol security validation
95%
Skipped
Snyk (dep)Open source security scanning
50%
Skipped
Socket.devSupply chain security analysis
50%
Skipped
VirusTotalMulti-engine malware detection
50%
Skipped
CrowdStrikeAdvanced threat intelligence
50%
Skipped
OSV-ScannerOpen Source Vulnerability database check
50%
Skipped
OWASP Dep-Check
50%
Last scanned: Apr 16, 2026, 5:34 PM4.6s1 file scanned
SKILL.md
- name:
- plaid
- description:
- >
- allowed-tools:
- Bash, Read, Grep, Glob
Plaid REST API
Manage FuzzyCat's Plaid integration via curl. Currently in sandbox mode.
Authentication
PLAID_CLIENT_ID=$(grep PLAID_CLIENT_ID .env.local | cut -d'"' -f2)
PLAID_SECRET=$(grep PLAID_SECRET .env.local | cut -d'"' -f2)
PLAID_ENV=$(grep PLAID_ENV .env.local | cut -d'"' -f2) # "sandbox"
# Base URL by environment
# sandbox: https://sandbox.plaid.com
# development: https://development.plaid.com
# production: https://production.plaid.com
PLAID_URL="https://${PLAID_ENV}.plaid.com"
Common Commands
Health & Status
# Check API status (no auth needed)
curl -s "https://status.plaid.com/api/v2/status.json" | python3 -m json.tool
Link Tokens
# Create a Link token (for testing)
curl -s -X POST "$PLAID_URL/link/token/create" \
-H "Content-Type: application/json" \
-d "{
\"client_id\": \"$PLAID_CLIENT_ID\",
\"secret\": \"$PLAID_SECRET\",
\"user\": {\"client_user_id\": \"test-user-1\"},
\"client_name\": \"FuzzyCat\",
\"products\": [\"auth\"],
\"country_codes\": [\"US\"],
\"language\": \"en\"
}" | python3 -m json.tool
Items & Accounts
# Get item details (requires access_token from Link flow)
curl -s -X POST "$PLAID_URL/item/get" \
-H "Content-Type: application/json" \
-d "{
\"client_id\": \"$PLAID_CLIENT_ID\",
\"secret\": \"$PLAID_SECRET\",
\"access_token\": \"access-sandbox-xxx\"
}" | python3 -m json.tool
# Get auth data (account + routing numbers)
curl -s -X POST "$PLAID_URL/auth/get" \
-H "Content-Type: application/json" \
-d "{
\"client_id\": \"$PLAID_CLIENT_ID\",
\"secret\": \"$PLAID_SECRET\",
\"access_token\": \"access-sandbox-xxx\"
}" | python3 -m json.tool
# Get account balances
curl -s -X POST "$PLAID_URL/accounts/balance/get" \
-H "Content-Type: application/json" \
-d "{
\"client_id\": \"$PLAID_CLIENT_ID\",
\"secret\": \"$PLAID_SECRET\",
\"access_token\": \"access-sandbox-xxx\"
}" | python3 -m json.tool
Sandbox Testing
# Create a sandbox public token (for testing without Link UI)
curl -s -X POST "$PLAID_URL/sandbox/public_token/create" \
-H "Content-Type: application/json" \
-d "{
\"client_id\": \"$PLAID_CLIENT_ID\",
\"secret\": \"$PLAID_SECRET\",
\"institution_id\": \"ins_109508\",
\"initial_products\": [\"auth\"]
}" | python3 -m json.tool
# Exchange public token for access token
curl -s -X POST "$PLAID_URL/item/public_token/exchange" \
-H "Content-Type: application/json" \
-d "{
\"client_id\": \"$PLAID_CLIENT_ID\",
\"secret\": \"$PLAID_SECRET\",
\"public_token\": \"public-sandbox-xxx\"
}" | python3 -m json.tool
# Fire a sandbox webhook
curl -s -X POST "$PLAID_URL/sandbox/item/fire_webhook" \
-H "Content-Type: application/json" \
-d "{
\"client_id\": \"$PLAID_CLIENT_ID\",
\"secret\": \"$PLAID_SECRET\",
\"access_token\": \"access-sandbox-xxx\",
\"webhook_code\": \"DEFAULT_UPDATE\"
}" | python3 -m json.tool
Institutions
# Search institutions
curl -s -X POST "$PLAID_URL/institutions/search" \
-H "Content-Type: application/json" \
-d "{
\"client_id\": \"$PLAID_CLIENT_ID\",
\"secret\": \"$PLAID_SECRET\",
\"query\": \"Chase\",
\"products\": [\"auth\"],
\"country_codes\": [\"US\"]
}" | python3 -m json.tool
FuzzyCat-Specific
- Products used:
auth(account + routing numbers for ACH) - Sandbox credentials: Username
user_good, passwordpass_good - Key files:
server/services/plaid.ts,app/api/plaid/routes - Webhook: JWT-verified at
/api/plaid/webhook - Never store: raw account/routing numbers (PCI compliance)
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